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Start a circle
Choose the outcome you need. Kyama will set up the right toolkit flow.
Rotating circleEveryone puts in the same amount each round. One member takes the whole pot, in turn, until everyone has had it.ROSCA · merry-go-round · tontine
Savings circleMembers build savings in shares, borrow from the pot, and share out what the circle has grown at the end of the cycle.VSLA / ASCA · table banking · chama
Welfare fundMembers contribute to a common fund that pays out when someone faces a funeral, an illness, or another emergency.social fund · benevolent fund
FundraiserRaise money from many contributors for one goal, and release it as the work is done.harambee · project fund